Tara,
Sounds like you had a good experience with PayPal. However, there are limits to the PayPal coverage. I don't know the value of the item that you never received but many Old Gassers purchase high dollar items, some for several thousand dollars. In the case of fraud or non-performance, sometimes the only recourse may be the credit card company. Some Old Gassers have never recovered their payments when paying through a bank account. Again, I'm glad to hear PayPal worked for you.