Hi,
That is probably correct. It has been several years since I signed up with paypal so I am not sure what they now require with a new account. I have both a checking account and credit card on file with them. When you pay with paypal just be carefull on which payment method is used. It will default to your checking account but if you want to use your credit card you have to specify it to charge to your credit card. I'm sure paypal does not want to pay the credit card fees if they can help it so they default it to your checking account. I think you will really like Paypal for making payments as it is very easy to use, fast,and is no hassel.
Keith
