No paranoia here. I have had it happen to me where a seller who normally takes PP, suddenly will not. Of course he or she will claim it is because of the fees. Well, I fell for it once and got badly burned by a repop sign. That is NOT paranoia. It is FACT. Watch out for this, it is a warning sign when sellers do this. BTW, there are tons of fake Signal pump plates out there and they turn up regularly on ebay.